Arrigo CDJR FIAT of Ft. Pierce
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Unsure whether you should buy or lease your next new Chrysler, Dodge, Jeep, or Ram vehicle for sale? There are several factors that can inform your decision including your budget, driving habits, and personal preference. Leasing is a great option for drivers who want the flexibility to upgrade to a new model more often, or who are looking for an option with lower monthly payments. Buying may be right for you if you are looking to make a long-term investment in a vehicle you plan to drive for many years to come. The CDJR finance center at Arrigo Chrysler Dodge Jeep Ram of Ft. Pierce is here to help you compare the benefits of leasing or buying your next vehicle.
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In short, a lease is a short-term contract in which you have use of a car for a pre-determined period of time (usually 2 – 3 years). During this time, you’re responsible for paying only the depreciation the vehicle experiences while you’re driving it. When the lease is over, you return your vehicle to a lease return center, and either trade up to a new model or explore other options. When you buy a car, you’re paying the entire value of the vehicle over time, but you end your contract by owning the vehicle outright.
Many customers at our Fort Pierce CDJR dealership are interested in leasing because it offers a lower-commitment way to drive a car they love. Leases tend to be more affordable, both in terms of up-front costs and monthly payments, so they present an appealing way to drive a more premium vehicle. Because lease terms tend to be shorter, they also offer the option to trade up to a new vehicle more often, which many of our customers appreciate as it allows them to try out the latest technology as it arrives on the market.
| Buying | Leasing | |
|---|---|---|
| Contract | Long-term (often between 36 months and 84 month) | Short-term (usually 24 or 36 months) |
| Ownership | You own your vehicle outright after your loan is paid off | Once your lease is over, you return your vehicle to the dealer |
| Cost | Typically greater up-front costs and more expensive monthly payments | Generally low out-of-pocket costs up-front and more affordable monthly payments |
| Warranty Coverage | Manufacturer warranty typically ends after the first few years of ownership | Manufacturer warranty typically covers the entire term of the lease |
| Customization | You’re free to customize your vehicle however you like | Cannot make alterations to your vehicle |
| Mileage | No restrictions on how much you drive | Mileage caps are stipulated in your lease. Exceeding your cap can incur fees, but mileage allowances can be negotiated |
| End-of-Contract Options |
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If you’re trying to decide whether to lease or buy your next Chrysler, Dodge, Jeep, or Ram vehicle, our finance team can help you decide which option is best suited to your needs.
The option to lease a new vehicle allows you to upgrade to a new model more often. When you choose to lease a new Chrysler, Dodge, Jeep, or Ram, you are entering into a contract that gives you use of the vehicle for a specified period of time. Over this time, you will make monthly payments based on the initial price of the vehicle. A lease will also help cover maintenance fees, helping lower the cost of ownership. With a lease you will have limits on your ability to customize your car, truck, or SUV. However, you have freedom at the end of your lease to choose to extend it, buy the vehicle, or return it and choose another.
In general, leasing is a good option if:
Purchasing a new Chrysler, Dodge, Jeep, or Ram makes you wholly responsible for the price of the vehicle. Whether you choose to finance the purchase or buy it outright, buying a new car requires a bigger down payment and monthly installments that include accrued interest. Additionally, you are responsible for all maintenance fees (once your factory warranty ends) and the depreciation value of your car over time. This investment pays off with long-term benefits. You are able to make customizations and accessorize your vehicle as you see fit. Additionally, your vehicle will accumulate equity, which can aid you in future transactions or as a trade-in option.
You may prefer to buy your next vehicle if:
Whether you choose to buy or lease your next Chrysler, Dodge, Jeep, or Ram vehicle, the finance specialists at Arrigo CDJR of Fort Pierce are dedicated to helping customers with all types of credit history find flexible and affordable options. Whether you’re establishing your credit for the first time or rebuilding your credit score, our finance team can help you find an option that’s within your budget. We work with a wide range of lending partners in order to offer our customers a varied selection of financing options to choose from. We can help you budget your purchase with our free payment calculator and apply the value of your current car, truck, or SUV toward a new vehicle with our convenient trade appraisal process.
Our new vehicle specials include a number of incentives on our latest Chrysler, Dodge, Jeep, and Ram vehicles. Buyers who are interested in a pre-owned vehicle for sale can also explore our used vehicle special offers.
Whether you’re in the market for a new Voyager or a new Pacifica, our Chrysler dealership offers a range of incentives on our latest minivans for sale, including low APR financing, Chrysler lease offers, and seasonal deals on our new Chrysler inventory.
With competitive special offers on popular Dodge models like the new Durango and the new Charger, your local Dodge dealer is dedicated to offering amazing prices on our bold and powerful Dodge models. From savings off vehicle MSRP to low-down payment Dodge lease offers, we have plenty of ways to offer Florida drivers a great value on our new Dodge inventory.
As one of the leading Jeep dealerships in Fort Pierce, we’re proud to deliver incentives like competitive financing rates, customer rebates, and Jeep lease specials on our newest Jeep inventory. From the new Grand Cherokee to the new Wrangler, we offer an ever-changing rotation of deals on new Jeep trucks and SUVs.
Our Ram finance offers include affordably-priced new models, low-APR financing, and Ram lease deals. Whether you’re looking for a new 1500 pickup or a heavy-duty new 3500 truck, our Florida Ram dealership delivers great values on hard-working new trucks for sale.
If you’d like to discuss whether buying or leasing is right for you, the finance team at Arrigo CDJR of Fort Pierce is here to help. Please don’t hesitate to reach out to our team to learn more about the benefits of leasing or to explore our latest lease and finance specials. You can also drop by our Fort Pierce CDJR dealership to talk with our knowledgeable finance experts in person. Our convenient location is only a short drive away for customers in Fort Pierce, Vero Beach, Stuart, Port St. Lucie, and elsewhere in the Treasure Coast.
